Navigating when and how to claim Social Security can feel complex, especially as it intersects with retirement income, taxes, spousal considerations, and long-term planning. Our Investor’s Guide to Social Security provides a clear, educational overview of how benefits are calculated, how claiming ages affect monthly income, and how Social Security may fit within a broader retirement strategy.

This guide walks through key considerations, common mistakes to avoid, practical timelines, and hypothetical examples designed to help you better understand your options before you file. Whether you are approaching eligibility or planning ahead, this resource is intended to support informed conversations with your financial, tax, or Social Security professionals.